Car insurance is required in most states by law. Even if your state does not require it we highly recommend having it to avoid hefty costs from accidents
Five common car insurance coverage options are:
- Liability coverage
- Comprehensive coverage
- Uninsured and Underinsured motorist coverage
- Collision coverage
- Medical payments coverage
Depending on where you live, some of these coverages are mandatory and some are optional
Factors that impact your insurance rate are your age, address, driving record, type of car, coverage type and in some states your credit score
If your car is stolen you will only be covered if you have added comprehensive coverage.
If a tree falls on your car you will only be covered if you have added comprehensive coverage.
If you crashed into the tree and it was your fault you will only be covered if you have added collision coverage.
Based on your insurance company you could pay with ACH, credit card and check
This happenens more than people think, once again you will only be covered if you have added collision coverage.